MKB Open APIs

Open Banking Ecosystem

MKB Bank recognized the innovative potential in open banking and as a pioneer in the Hungarian market founded MKB Fintechlab, a Budapest-based innovation lab and startup investor that since became a leader in the field. We believe in open innovation and that corporates and startups should work together in creating better, data-driven services for the customers.

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Account Information API

The Account Information API allows you to access essential client account information (account type, balance, transaction history).
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Payment Initiation API

The Payment Initiation API allows you to offer money transfer services to your users (intra-bank, inter-bank and SEPA wire transfers).

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Bank Facilities API

The Branch/ATM API provides access to MKB Bank's branch and ATM data (location, business hours, etc).

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{
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    "ConsentId": "obaxEXxCGUGpMLq6BVDVzpuSrHRmhZKxnXII1L8X5LI",
    "CreationDateTime": "2019-06-12T14:30:28.246Z",
    "Status": "Authorised",
    "StatusUpdateDateTime": "2019-06-12T14:30:28.246Z",
    "Permissions": [
      "ReadAccountsBasic"
    ],
    "ExpirationDateTime": "2019-06-12T14:30:28.246Z",
    "TransactionFromDateTime": "2019-06-12T14:30:28.246Z",
    "TransactionToDateTime": "2019-06-12T14:30:28.246Z"
  },
  "Risk": {},
  "Links": {
    "Self": "https://api.sandbox.mkb.hu/account-info-1.0/open-banking/v3.1/aisp/accounts/",
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{
  "Data": {
    "DomesticPaymentId": "58923-001",
    "ConsentId": "obpZr2UQn4zWoFoTgvG05Y3GEAG72eB--svE_o6sddn",
    "CreationDateTime": "2019-06-12T14:47:58.099Z",
    "Status": "AcceptedSettlementCompleted",
    "StatusUpdateDateTime": "2019-06-12T14:47:58.099Z",
    "ExpectedExecutionDateTime": "2019-06-12T14:47:58.099Z",
    "ExpectedSettlementDateTime": "2019-06-12T14:47:58.099Z",
    "Charges": [
      {
        "ChargeBearer": "BorneByCreditor",
        "Type": [
          "UK.OBIE.CHAPSOut",
          "UK.OBIE.BalanceTransferOut",
          "UK.OBIE.MoneyTransferOut"
        ],
        "Amount": {
          "Amount": "359863.00",
          "Currency": "HUF"
        }
      }
    ],
    "Initiation": {
      "InstructionIdentification": "ACME412",
      "EndToEndIdentification": "FRESCO.21302.GFX.20",
      "InstructedAmount": {
        "Currency": "HUF"
      }
    },
    "MultiAuthorisation": {
      "Status": "Authorised",
      "NumberRequired": 0,
      "NumberReceived": 0,
      "LastUpdateDateTime": "2019-06-12T14:47:58.099Z",
      "ExpirationDateTime": "2019-06-12T14:47:58.099Z"
    }
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}
[
  {
    "_id": "fd54ce8c-54d8-455a-b4de-8b309f8ce869",
    "branch_id": "MKBBRID123",
    "name": "Kékbereki fiók",
    "address": {
      "country_code": "HU",
      "city": "Kékberek",
      "street": "Fő tér 3.",
      "details": "Pf 1234."
    },
    "location": {
      "latitude": "46.253486",
      "longitude": "20.152858"
    },
    "opening_hours": {
      "monday": "8:00-16:00",
      "tuesday": "8:00-16:00",
      "wednesday": "8:00-16:00",
      "thursday": "8:00-16:00",
      "friday": "8:00-16:00"
    }
  }
]
{
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    "ConsentId": "obpfRzjCj5kPeiedoWxcujLgoiC8a5yHwON1dNgifRz",
    "CreationDateTime": "2019-06-12T14:43:27.326Z",
    "Status": "Authorised",
    "StatusUpdateDateTime": "2019-06-12T14:43:27.326Z",
    "ExpirationDateTime": "2019-06-12T14:43:27.326Z",
    "DebtorAccount": {
      "SchemeName": [
        "UK.OBIE.BBAN",
        "UK.OBIE.IBAN",
        "UK.OBIE.PAN",
        "UK.OBIE.Paym",
        "UK.OBIE.SortCodeAccountNumber"
      ],
      "Identification": "GB76LOYD30949301273801",
      "Name": "",
      "SecondaryIdentification": "Roll 56988"
    }
  },
  "Links": {
    "Self": "",
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  },
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    "LastAvailableDateTime": "2019-06-12T14:43:27.326Z"
  }
} 
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PSD2

With the revised second Payment Services Directive (PSD2) adopted in October 2015, the EU wants to make payment transactions on the Internet more convenient, cheaper and safer. By standardizing the rules for banks and payment service providers it promotes competition in the payment system, standardizes the payment products, helps to ensure transparency and fair competition and reduce the entry barriers for new payment services – all for the benefit of the customer.

How to start

Fintech partnerships

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24670897-2

Are you interested?

Go to our API-s