Open Banking Ecosystem
MKB Bank recognized the innovative potential in open banking and as a pioneer in the Hungarian market founded MKB Fintechlab, a Budapest-based innovation lab and startup investor that since became a leader in the field. We believe in open innovation and that corporates and startups should work together in creating better, data-driven services for the customers.Build anything with our API Products
Account Information API
The Account Information API allows you to access essential client account information (account type, balance, transaction history).
Payment Initiation API
The Payment Initiation API allows you to offer money transfer services to your users (intra-bank, inter-bank and SEPA wire transfers).
Bank Facilities API
The Branch/ATM API provides access to MKB Bank's branch and ATM data (location, business hours, etc).
{
"Data": {
"ConsentId": "obaxEXxCGUGpMLq6BVDVzpuSrHRmhZKxnXII1L8X5LI",
"CreationDateTime": "2019-06-12T14:30:28.246Z",
"Status": "Authorised",
"StatusUpdateDateTime": "2019-06-12T14:30:28.246Z",
"Permissions": [
"ReadAccountsBasic"
],
"ExpirationDateTime": "2019-06-12T14:30:28.246Z",
"TransactionFromDateTime": "2019-06-12T14:30:28.246Z",
"TransactionToDateTime": "2019-06-12T14:30:28.246Z"
},
"Risk": {},
"Links": {
"Self": "https://api.sandbox.mkb.hu/account-info-1.0/open-banking/v3.1/aisp/accounts/",
"First": "",
"Prev": "",
"Next": "",
"Last": ""
},
"Meta": {
"TotalPages": 0,
"FirstAvailableDateTime": "2019-06-12T14:30:28.246Z",
"LastAvailableDateTime": "2019-06-12T14:30:28.246Z"
}
}"
{
"Data": {
"DomesticPaymentId": "58923-001",
"ConsentId": "obpZr2UQn4zWoFoTgvG05Y3GEAG72eB--svE_o6sddn",
"CreationDateTime": "2019-06-12T14:47:58.099Z",
"Status": "AcceptedSettlementCompleted",
"StatusUpdateDateTime": "2019-06-12T14:47:58.099Z",
"ExpectedExecutionDateTime": "2019-06-12T14:47:58.099Z",
"ExpectedSettlementDateTime": "2019-06-12T14:47:58.099Z",
"Charges": [
{
"ChargeBearer": "BorneByCreditor",
"Type": [
"UK.OBIE.CHAPSOut",
"UK.OBIE.BalanceTransferOut",
"UK.OBIE.MoneyTransferOut"
],
"Amount": {
"Amount": "359863.00",
"Currency": "HUF"
}
}
],
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"InstructedAmount": {
"Currency": "HUF"
}
},
"MultiAuthorisation": {
"Status": "Authorised",
"NumberRequired": 0,
"NumberReceived": 0,
"LastUpdateDateTime": "2019-06-12T14:47:58.099Z",
"ExpirationDateTime": "2019-06-12T14:47:58.099Z"
}
},
"Links": {
"Self": "",
"First": "",
"Prev": "",
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"Last": ""
},
"Meta": {
"TotalPages": 0,
"FirstAvailableDateTime": "2019-06-12T14:47:58.100Z",
"LastAvailableDateTime": "2019-06-12T14:47:58.100Z"
}
}
[
{
"_id": "fd54ce8c-54d8-455a-b4de-8b309f8ce869",
"branch_id": "MKBBRID123",
"name": "Kékbereki fiók",
"address": {
"country_code": "HU",
"city": "Kékberek",
"street": "Fő tér 3.",
"details": "Pf 1234."
},
"location": {
"latitude": "46.253486",
"longitude": "20.152858"
},
"opening_hours": {
"monday": "8:00-16:00",
"tuesday": "8:00-16:00",
"wednesday": "8:00-16:00",
"thursday": "8:00-16:00",
"friday": "8:00-16:00"
}
}
]
{
"Data": {
"ConsentId": "obpfRzjCj5kPeiedoWxcujLgoiC8a5yHwON1dNgifRz",
"CreationDateTime": "2019-06-12T14:43:27.326Z",
"Status": "Authorised",
"StatusUpdateDateTime": "2019-06-12T14:43:27.326Z",
"ExpirationDateTime": "2019-06-12T14:43:27.326Z",
"DebtorAccount": {
"SchemeName": [
"UK.OBIE.BBAN",
"UK.OBIE.IBAN",
"UK.OBIE.PAN",
"UK.OBIE.Paym",
"UK.OBIE.SortCodeAccountNumber"
],
"Identification": "GB76LOYD30949301273801",
"Name": "",
"SecondaryIdentification": "Roll 56988"
}
},
"Links": {
"Self": "",
"First": "",
"Prev": "",
"Next": "",
"Last": ""
},
"Meta": {
"TotalPages": 0,
"FirstAvailableDateTime": "2019-06-12T14:43:27.326Z",
"LastAvailableDateTime": "2019-06-12T14:43:27.326Z"
}
}
PSD2
With the revised second Payment Services Directive (PSD2) adopted in October 2015, the EU wants to make payment transactions on the Internet more convenient, cheaper and safer.
By standardizing the rules for banks and payment service providers it promotes competition in the payment system, standardizes the payment products, helps to ensure transparency and fair competition and reduce the entry barriers for new payment services – all for the benefit of the customer.
How to start
1
Discover
We know you hate reading lengthy manuals – we hate it too. We have therefore made our documentation super-brief. Go ahead and read the basics, understand what the API is doing and how.
2
Experiment
Next, you’ll be ready to register, introduce yourself to us and start collaborating. We’ll provide you with test data to use in the Sandbox environment and verify that your application works smoothly. If you run into problems, just explore our comprehensive troubleshooting guide
3
Launch
Now you’ll handle real information, make real payments and experience real account reporting. Get in touch with us to obtain approval for production and then launch your idea!
