Applications open... soon!

Excited about startups? Enticed by fintech? Join our 12-week intensive incubation program where your ideas become reality. Find it hard to wait until the next application period? Kill some time by testing your solution right now in the MKB Bank API Sandbox.

Here's a taste

Our 12-week incubation program is focused on bringing you that commercial partnership with the Bank that you need to launch. We believe in focused work and co-creation of value. We bring ideas to market in 12 weeks. Our only success is your progress.


Investment in up to 3 rounds and 100k EUR


Customized curriculum, training program and world-class mentoring


Expedited customer reach through the bank, mentors and partners


Coworking space and knowledge center in the heart of Budapest


Access to MKB's development and testing environment

So... do you have what it takes?


You know why us, but why you? Do you have all the signs that point to the next great fintech success story?
Apply only if you have the following:

  • Brilliant idea Your product or service is future-proof and scalable
  • Dedicated team Your team has both the relevant IT and business skills
  • Product in development You not only have an idea but you are already working on your prototype or MVP
  • Time to spare At least 2 of you are willing to work full time and move to Budapest for the program


Application opens

Valuation & interviews

Selection Camp

Incubation Program begins

Demo Day

Application opens

September 2017

Valuation & interviews

November 2017

Selection Camp

December 2017

Incubation Program begins

February 2018

Demo Day

May 2018

The Team


János Pereczes

Managing Director

Melinda Csik

Office Manager

Mária Ackermann

Lead Mentor

Further key members

Zoltán Bánfi

Executive Director,
MKB Bank

Márk Hetényi

Deputy CEO,
Retail and Digital,
MKB Bank


  • Blueopes

    Blueopes is an automatized wealth and personal finance management service for asset managers, differentiating by using artificial intelligence to custom-tailor investment portfolios to users’ personal values, goals and risk profile on an individual stock level, while taking into account environmental, social and governance criteria (“ESG”) to deliver competitive financial returns (sustainable or socially responsible investing “SRI”).
  • Elevator Finance

    Elevator Finance is building an online lending platform for consumer loans. Our goal is to gather all the data and documentation which are necessary for the loan decision online. Our multi-banking platform can be easily customized to any uncovered loan product (personal loan, credit card or hire purchase loan) of any bank.
  • Family Finances

    Digital financial ecosystem for families integrating PFM, EduTech, investment, and payment services to create more conscious finances at home. Family Finances creates an integrated financial ecosystem for the whole family. A payment function, which allows parents to send money to their children instantly.A goal-based savings function enabling children to set personal and mutual savings goals with their parents. And finally, personal financial management for children EduTech - theoretical materials, educational videos and gamification, which directly contribute to children’s financial consciousness
  • FintechBlocks

    FintechBlocks is an ideal solution for PSD2-implementation, as it not only supplies mandatory PSD APIs, but provides an innovation platform and fintech marketplace for the banks.
  • Limitless

    Investing made easy with the Limitless app - helping financial institutions engage Millennials with microinvestments. Millennials need simple financial products to start investing, while financial institutions are struggling to engage Millennials and freelancers (i.e. irregular income, Gig Economy). Limitless is a free-to-use white-label mobile app for automated micro-investments with spending-based investments going into a portfolio of a low-cost funds.
  • Tőkeportál

    Tőkeportál is the first Hungarian equity crowdfunding portal that aims to attract local and regional capital-seeking companies which offer a certain share of their share capital in exchange for capital increase to investment seeking individuals, corporates and institutions who directly or indirectly invest in companies. The portal will be a supervised entity that obliges companies on regular follow up reports to enhance transparency and build trust in investors.


  • Balázs Faluvégi
    Co-founder, Blueopes

    Fintechlab has it all, what a fintech startup in the region needs:

    • A young, dedicated, professional team
    • Workshops and meetings, that are truly useful
    • Background of a commercial bank, with many interesting insights
    • An honest, but assertive attitude in mentoring and advisory
    • Superb location in one of the best cities for finding talent
    • Even an exciting game room to clear your mind, and an amazing Monday morning kick-off breakfast to feed your stomach.

  • Iván Muck, Ferenc Muck & Gábor Fodor Papp
    Co-founders, Family Finances

    Our mentors helped us gain insights into the undiscovered part of traditional banking.

    The most important uniqueness of the Fintechlab was that it connected fintech enthusiasts with bankers with a more conservative mindset, so that we could design cutting-edge financial services together.

    We would recommend Fintechlab’s incubation program for all fintech startups that are keen on cooperating with banking partners and believe in bank-fintech partnerships.


Our selected partners act as hands-on advisor to our founders - they are investors, key advisors, potential customers and co-creators.